According to a recent survey by Experian, African-American consumption grew by over 50 percent from the year 2000 to 2008 ($590 billion to $913 billion), and it is expected to grow to over $1.2 trillion dollars by the year 2013. The study also shows that blacks are more economically optimistic than whites, with 36 percent of us stating that we expect our financial future to improve, as opposed to 31 percent for all adults.
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Brazen Careerist Launches a Gen-Y Focused Web Site
Brazen Careerist is a social network aimed at Gen-Y professionals who might not have the long list of years of experience in comparison to their older and more “experienced” counterparts. The site defines itself as “a social network for Generation Y professionals. You come here to build a network of your peers, find jobs, and be recognized for your ideas.” Find out more important info inside.
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Keep Your Finances Up to Date with Mint iPhone App.
If you are searching for an app to assist you in getting organized with your finances, I recommend the Mint iPhone app. Find out more interesting details inside this article.
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Strengthening America’s Historically Black Colleges and Universities
President Obama signs an executive order to strengthen the capacity of and increase access to Federal funding for the Nation’s Historically Black Colleges and Universities.
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Entrepreneurs Look to Africa for Opportunities
n Feb. 11, 1989, Nelson Mandela was released from a South African jail after 27 years of unlawful incarceration. With his release and his election to be the country’s president four years later, there was hope from the international community that finally South Africa would rise up from its dark past of racial and class bigotry.
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Why African-Americans are more optimistic despite fewer jobs
- By: Sherri L. Smith
- March 19, 2010
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YBP’s Guide to Buying a Condo
- By: Talia Whyte
- March 19, 2010
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The current economic downturn has created major changes in the real estate market. Despite the economy, more young professionals than ever are buying condos. However, it is important for them to really understand how the market works through a housing bubble or bust before going out and making a purchase. Here are some key issues to consider:
Ever get to a restaurant or club and discover they only take cash? The next step would be to figure out where the nearest ATM is. Well, Mastercard has come to the rescue with ATM Hunter. ATM Hunter has been out for a little while but is still ranked very high in iTunes’ finance section. It’s a simple app that just uses your GPS location and directs you to the closest ATM Machine. You can see the distance between your chosen location and the closest ATMs. You can also see exactly where ATMs are located, whether it’s a bank, gas station, supermarket, or a standalone location.
Disposable Income in a Bad Economy
- By: Talia Whyte
- March 18, 2010
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Believe it or not, there are some folks who are lucky enough to have some left over money in their wallets after all their usual bills and expenses are paid off. This is especially a good thing these days in a bad economy when the national unemployment rate in the double digits. Many people might think of using that disposable money to go on a vacation and buy an expensive gift for a loved one or for themselves.
There are numerous apps available in the iTunes store that allow your to track expenses and keep you up on task with your budgets. iXpenseIt is a keeper for a variety of reasons. First, the cost of the app is $4.99 which is a minimal investment as it will save you money on the back end. Additionally, many of our bi-lingual readers can benefit from this app as it is available in 12 languages: English, Spanish, Japanese, German, Chinese (Simplified & Traditional), French, Italian, Russian, Korean, Finnish, Dutch, Danish.
