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	<title>Comments on: 3 Myths About Debt Consolidation Companies</title>
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	<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/</link>
	<description>Young Black Professional Guide</description>
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		<title>By: debt11</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-5576</link>
		<dc:creator>debt11</dc:creator>
		<pubDate>Sat, 07 Feb 2009 09:12:35 +0000</pubDate>
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		<description>The Christian debt counseling provides full and comprehensive information to their client, along this they bring you &lt;A HREF=http://www.christiansdebtcounseling.com/ rel=&quot;nofollow&quot;&gt; Debt consolidation reference &lt;/A&gt; program. They focus especial for the financial growth of every individual. &lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://www.christiansdebtcounseling.com/&quot; rel=&quot;nofollow&quot;&gt;http://www.christiansdebtcounseling.com/&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>The Christian debt counseling provides full and comprehensive information to their client, along this they bring you <a HREF=http://www.christiansdebtcounseling.com/ rel="nofollow"> Debt consolidation reference </a> program. They focus especial for the financial growth of every individual. </p>
<p><a href="http://www.christiansdebtcounseling.com/" rel="nofollow">http://www.christiansdebtcounseling.com/</a></p>
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		<title>By: Debt Consolidation</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4988</link>
		<dc:creator>Debt Consolidation</dc:creator>
		<pubDate>Thu, 20 Nov 2008 06:35:11 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4988</guid>
		<description>Yes I think that you are right with that last paragraph on alternatives to consolidation , but that depends on the person and their lifestyle, i dont think there is one single answer for everybody out there.</description>
		<content:encoded><![CDATA[<p>Yes I think that you are right with that last paragraph on alternatives to consolidation , but that depends on the person and their lifestyle, i dont think there is one single answer for everybody out there.</p>
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		<title>By: low cost  insurance</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4901</link>
		<dc:creator>low cost  insurance</dc:creator>
		<pubDate>Thu, 06 Nov 2008 21:05:17 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4901</guid>
		<description>Yes, the effort is immense. The older you get the more discipline people usually develop. It&#039;s the young generation that usually gets in trouble, for the most part.</description>
		<content:encoded><![CDATA[<p>Yes, the effort is immense. The older you get the more discipline people usually develop. It&#39;s the young generation that usually gets in trouble, for the most part.</p>
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	<item>
		<title>By: low cost auto insurance</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4900</link>
		<dc:creator>low cost auto insurance</dc:creator>
		<pubDate>Thu, 06 Nov 2008 21:04:20 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4900</guid>
		<description>I like the idea of having a debt assistance type company to help. Where do you find those?</description>
		<content:encoded><![CDATA[<p>I like the idea of having a debt assistance type company to help. Where do you find those?</p>
]]></content:encoded>
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	<item>
		<title>By: low cost auto insurance</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4899</link>
		<dc:creator>low cost auto insurance</dc:creator>
		<pubDate>Thu, 06 Nov 2008 21:01:59 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4899</guid>
		<description>Whoever said getting out of debt is easy was never in debt. It takes a huge amount of discipline. But if someone had no discipline when it came to accumulating debt they likely have little to pay it off quickly. Forming a budget and sticking to it is crucial.</description>
		<content:encoded><![CDATA[<p>Whoever said getting out of debt is easy was never in debt. It takes a huge amount of discipline. But if someone had no discipline when it came to accumulating debt they likely have little to pay it off quickly. Forming a budget and sticking to it is crucial.</p>
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	<item>
		<title>By: low cost insurance</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4802</link>
		<dc:creator>low cost insurance</dc:creator>
		<pubDate>Fri, 17 Oct 2008 02:11:19 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4802</guid>
		<description>Your first two points are very accurate. It takes alot of effort to pay off  debt.</description>
		<content:encoded><![CDATA[<p>Your first two points are very accurate. It takes alot of effort to pay off  debt.</p>
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		<title>By: John</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4801</link>
		<dc:creator>John</dc:creator>
		<pubDate>Fri, 17 Oct 2008 02:10:03 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4801</guid>
		<description>Getting out of debt requires patience and a committment between spouses, if married. You have to set spending goals. &lt;a href=&quot;http://www.lowcostaffordableinsurance.com&quot;&gt;http://www.lowcostaffordableinsurance.com&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Getting out of debt requires patience and a committment between spouses, if married. You have to set spending goals. <a href="http://www.lowcostaffordableinsurance.com">http://www.lowcostaffordableinsurance.com</a></p>
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	<item>
		<title>By: Debt Reduction</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4745</link>
		<dc:creator>Debt Reduction</dc:creator>
		<pubDate>Sun, 05 Oct 2008 12:47:41 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4745</guid>
		<description>Yes one can do debt consolidation on their own however Debt Reduction is much more trickier.  Debt Consolidation is basically getting someone else to manage paying your debtors.  You can do by setting up auto pay at your bank.</description>
		<content:encoded><![CDATA[<p>Yes one can do debt consolidation on their own however Debt Reduction is much more trickier.  Debt Consolidation is basically getting someone else to manage paying your debtors.  You can do by setting up auto pay at your bank.</p>
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	<item>
		<title>By: Debt Reduction</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-4722</link>
		<dc:creator>Debt Reduction</dc:creator>
		<pubDate>Thu, 25 Sep 2008 14:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-4722</guid>
		<description>This post is very informative. There is so much information available on the Internet these days, it is helpful to have some clarification.</description>
		<content:encoded><![CDATA[<p>This post is very informative. There is so much information available on the Internet these days, it is helpful to have some clarification.</p>
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		<title>By: Brian</title>
		<link>http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/comment-page-1/#comment-1388</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Wed, 27 Jun 2007 17:48:18 +0000</pubDate>
		<guid isPermaLink="false">http://ybpguide.com/2007/06/12/3-myths-about-debt-consolidation-companies/#comment-1388</guid>
		<description>You&#039;re right.  A lot of these debt consolidation companies promise more than they can deliver.  You&#039;ll just end up extending your payments and paying more interest on your debts.  So many people get caught in this trap. Plus, your credit cannot be repaired in one swoop. 
One way to pay your debts quickly - and restore your credit -  is to reduce debt balance. The less you have to pay, the quicker you can settle your debts.  You can cut your debt balance in half. For an alternative, go to www.creditsolutions. com.</description>
		<content:encoded><![CDATA[<p>You&#8217;re right.  A lot of these debt consolidation companies promise more than they can deliver.  You&#8217;ll just end up extending your payments and paying more interest on your debts.  So many people get caught in this trap. Plus, your credit cannot be repaired in one swoop.<br />
One way to pay your debts quickly &#8211; and restore your credit &#8211;  is to reduce debt balance. The less you have to pay, the quicker you can settle your debts.  You can cut your debt balance in half. For an alternative, go to <a href="http://www.creditsolutions" rel="nofollow">http://www.creditsolutions</a>. com.</p>
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