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Posts in ‘Personal Finance’ Category

The current economic downturn has created major changes in the real estate market.  Despite the economy, more young professionals than ever are buying condos.  However, it is important for them to really understand how the market works through a housing bubble or bust before going out and making a purchase.  Here are some key issues to consider:

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Ever get to a restaurant or club and discover they only take cash? The next step would be to figure out where the nearest ATM is. Well, Mastercard has come to the rescue with ATM Hunter. ATM Hunter has been out for a little while but is still ranked very high in iTunes’ finance section. It’s a simple app that just uses your GPS location and directs you to the closest ATM Machine. You can see the distance between your chosen location and the closest ATMs. You can also see exactly where ATMs are located, whether it’s a bank, gas station, supermarket, or a standalone location.

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Believe it or not, there are some folks who are lucky enough to have some left over money in their wallets after all their usual bills and expenses are paid off.  This is especially a good thing these days in a bad economy when the national unemployment rate in the double digits.  Many people might think of using that disposable money to go on a vacation and buy an expensive gift for a loved one or for themselves.

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There are numerous apps available in the iTunes store that allow your to track expenses and keep you up on task with your budgets. iXpenseIt is a keeper for a variety of reasons. First, the cost of the app is $4.99 which is a minimal investment as it will save you money on the back end. Additionally, many of our bi-lingual readers can benefit from this app as it is available in 12 languages: English, Spanish, Japanese, German, Chinese (Simplified & Traditional), French, Italian, Russian, Korean, Finnish, Dutch, Danish.

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Life insurance is possibly one of the most important assets an individual could have.  For young professionals who are just starting out in life, it is a great time to take this process seriously.  There is not one life insurance policy that fits everyone, as your unique life circumstance makes a difference.

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